Steven Horsford actually said...

We are standing here as the board of directors for the people of America, whose mortgages, whose car loans, and whose financing ability is b...

We have a responsibility as Congress to manage risk, and we are failing to do our job.

Clearly, I have hit a nerve, because this is about the American people and their finances, which are being held hostage because of a ransom ...

the insights provided point to serious deficiencies with both supervisory practices as well as management's reaction to glaring issues.