The need for health care reform is critical for so many in America, but for women, the need is even greater. With health care costs weighing heavily on our small businesses, and with women more likely to own or work for small businesses, it's critical that real reform help those businesses compete by lowering health care costs. In Nevada, insurers are allowed to consider gender when setting premium rates in the individual health insurance market. And as a result of this gender rating, women are often charged more than men for the exact same coverage. Insurers can also exclude coverage for certain preexisting conditions, such as having had a C-section and even being pregnant. And it can be difficult, sometimes impossible in certain markets for women to find coverage for maternity care in the individual health market. I say it's time to tell insurance companies that being a woman is not a preexisting condition. ____________________
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