07/11/2017
https://www.congress.gov...
"the last thing we wanted to do was bring litigation, so we were trying to change the conduct to address any monetary component, to hold them accountable, and deter their conduct in the future."
"the reason why we have consent decrees, the reason why we enter into these agreements, is to change that conduct, to protect the consumer forever"
"that doesn't mean we erode the tools for law enforcement to do the jobs that they need."
"Thank you. I appreciate your comments, gentlemen. Thank you very much."