"These businesses were among the hardest hit by the pandemic, so it is critical they have access to the tools and assistance to remain competitive."
"minority homes, we know, are not properly appraised in value, thanks to numerous studies, including one from Freddie Mac showing that about 15.5 percent of single-family properties in majority Latino,..."
"the lack of minority representation hurts the Fed's ability to do its job."
"I hope upon your confirmation that you will work on a revamped CRA rule that will deal with some of the challenges we have with minority, small and mid-sized business owners' lack of access to credit,..."
"If we do not use our voice and our vote at the IMF and the World Bank, you will see more of what you saw in Colombia."
"If we do not do that, we are going to see enormous social unrest and we might as well turn the hemisphere over to authoritarian figures."
"And these are all the consequences that I am fearful of on the consumer side of the equation, which is one of the reasons I appreciate your testimony."
"If the lender chooses a rate that causes a borrower's payment to become unaffordable, do many lenders offer flexible repayment options?"
"How important would it be for the CFPB to finish its guidance to private lenders as they transition away from LIBOR?"
"Would a mandatory arbitration clause and a class action waiver... leave the borrower with no meaningful path to challenge a lender's actions?"
"How can Congress and regulators ensure that lenders choose a replacement rate that is fairest to the borrower?"