Bob Menendez actually said...

"If the lender chooses a rate that causes a borrower's payment to become unaffordable, do many lenders offer flexible repayment options?"

"And these are all the consequences that I am fearful of on the consumer side of the equation, which is one of the reasons I appreciate your testimony."

"Sunlight is the best disinfectant, and it is time to bring some sunlight to small business credit as well."

"I hope that you do, in order to make sure we do not have millions of errors in this transfer."