Kent Conrad: “The majority were meritorious.”

I would say personally I would not go to a company advising me on wealth management that did not have it because I think whoever is advising me ought to have as their highest responsibility to be giving me advice that is in my interest.

That I like to call the 'Conrad provision.'

We did a whole series of things in our Social Security reform not to discourage people from working, but to encourage them to continue working if they are able to do so.

It takes guts to do that, and Chairman Arrington, you have certainly led the charge on having a commission.