Kent Conrad: “Thank you for your strong leadership on this issue.”

The one thing I know for sure is that what is happening now is not working.

Things are changing very rapidly, and it presents us with a requirement to change how we envision retirement as well.

We tried to include some of these ideas in our Social Security reform package, to actually provide incentives in the system for people to continue to work.

I would just say our Retirement Security Plans and our Retirement Security Clearinghouses are responding to the underlying dynamic that Professor Mead has done such a good job in describing.