Kent Conrad: “I read, by the way, the letter you sent around from him. I thought it was an instructive letter. But your intention is…”

It was incredibly important that we not only made Social Security solvent, but we lifted the bottom 20 percent dramatically.

I would just say in this whole area of lifetime income options, there is a tremendous opportunity here.

I do, and I made that argument to the commission, and others on the commission made some of the points that you are making now.

This Retirement Security Plan structure that we have suggested I think would go a long way toward dealing with these issues.