Kent Conrad: “it is also our understanding that Senator Grassley would not offer his amendment that was the matching amendment to the…”

I have seen retired schoolteachers have to go back to work in their 70's after their husbands have died or their wives have died.

I do, and I made that argument to the commission, and others on the commission made some of the points that you are making now.

I think there is just a tremendous opportunity here, and I really applaud the two of you for doing this in a bipartisan way.

This Retirement Security Plan structure that we have suggested I think would go a long way toward dealing with these issues.