Kent Conrad: “There are not the votes in the United States Senate for the public option. There never have been.”

It lifts the bottom. It asks those of us at the top to take a little less of an increase than we might have expected.

This Retirement Security Plan structure that we have suggested I think would go a long way toward dealing with these issues.

It takes guts to do that, and Chairman Arrington, you have certainly led the charge on having a commission.

If you are really going to relieve me of the administrative burden, if you are going to really relieve me of the liability, if you are going to really relieve me of the cost other than the payroll transfer.