Kent Conrad: “We have provisions right now that encourage us to invest, and we need to invest heavily in the Bakken.”

Millions of Americans are financially unprepared for their retirement.

Social Security's financial challenge affects nearly our entire society, and the solutions will require a broad-based approach.

We did a whole series of things in our Social Security reform not to discourage people from working, but to encourage them to continue working if they are able to do so.

I do, and I made that argument to the commission, and others on the commission made some of the points that you are making now.