Kent Conrad: “If you had to reduce it to a word, I would reduce it to 'globalization.'”

What is realistic is to deal with these changes in a way that does expand access, that does expand the opportunity for people to participate in a retirement plan at work.

I would just say in this whole area of lifetime income options, there is a tremendous opportunity here.

We did a whole series of things in our Social Security reform not to discourage people from working, but to encourage them to continue working if they are able to do so.

All the talk in the world doesn't matter if you don't actually get something done in the real world.