Kent Conrad: “And how much time remains on the other side on the amendment? The ACTING PRESIDENT pro tempore. There is 28 minutes.”

Millions of Americans are financially unprepared for their retirement.

The one thing I know for sure is that what is happening now is not working.

I do, and I made that argument to the commission, and others on the commission made some of the points that you are making now.

We did a whole series of things in our Social Security reform not to discourage people from working, but to encourage them to continue working if they are able to do so.