I wouldn't be prepared in 3 minutes to respond to your very excellent presentation over the last 15. It will take me a little bit of time to respond to these things. I do think it is a healthy debate. It will actually, perhaps, save us time because maybe we can then reduce our wrap-up time at the end of the debate.
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Things are changing very rapidly, and it presents us with a requirement to change how we envision retirement as well.
We did a whole series of things in our Social Security reform not to discourage people from working, but to encourage them to continue working if they are able to do so.
Fully 64 percent of the American people said they were worried about not having enough money for retirement.
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