Kent Conrad: “It not only closed down a major office building in the Senate but closed down post offices and closed down businesses.”

I do, and I made that argument to the commission, and others on the commission made some of the points that you are making now.

We also increase the payroll tax very modestly, from the current combined rate of 12.4 percent to 13.4 percent over 10 years.

Well, you got a terrific one with her.

I would just say in this whole area of lifetime income options, there is a tremendous opportunity here.