Kent Conrad: “There is an increasing disconnect between the public and Washington.”

I do, and I made that argument to the commission, and others on the commission made some of the points that you are making now.

I would just say our Retirement Security Plans and our Retirement Security Clearinghouses are responding to the underlying dynamic that Professor Mead has done such a good job in describing.

If you are really going to relieve me of the administrative burden, if you are going to really relieve me of the liability, if you are going to really relieve me of the cost other than the payroll transfer.

If we are going to make this whole system solvent, it is going to take everybody to give a little bit.