Kent Conrad: “We have to get real estate prices and the real estate portfolios stabilized.”

Millions of Americans are financially unprepared for their retirement.

We did a whole series of things in our Social Security reform not to discourage people from working, but to encourage them to continue working if they are able to do so.

We owe it to these men and women to strengthen our retirement system.

We tried to include some of these ideas in our Social Security reform package, to actually provide incentives in the system for people to continue to work.