Kent Conrad: “That is absolutely fair. I didn't want to leave some impression that you and I had some great difference on the numbers.…”

We ought to reestablish this benefit for survivors and those affected by disability.

The surviving spouse provisions are especially important with regard to offsetting some of the unfairness that exists elsewhere.

This Retirement Security Plan structure that we have suggested I think would go a long way toward dealing with these issues.

The consequence of failure has to be made clear.