Kent Conrad: “Just sticking with what has been done is not good enough.”

I would just say our Retirement Security Plans and our Retirement Security Clearinghouses are responding to the underlying dynamic that Professor Mead has done such a good job in describing.

Fully 64 percent of the American people said they were worried about not having enough money for retirement.

We also increase the payroll tax very modestly, from the current combined rate of 12.4 percent to 13.4 percent over 10 years.

I urge you to vote for the confirmation of Dave Turk. I urge you to do it quickly.