Kent Conrad: “We are taking time off the amendment. I thank the Chair. I excuse the interruption. The PRESIDENT pro tempore. The…”

We all know that Social Security is going to have to be dealt with, or we are going to face by 2034 at the latest--many of us believe it will be earlier than that---an across-the-board 23-percent cut.

People are smart, and if you just share with them the basic information, a lot of people will make a good decision.

Social Security's financial challenge affects nearly our entire society, and the solutions will require a broad-based approach.

We tried to include some of these ideas in our Social Security reform package, to actually provide incentives in the system for people to continue to work.