Kent Conrad: “The biggest threat to our national security is our national debt.”

I do, and I made that argument to the commission, and others on the commission made some of the points that you are making now.

We tried to include some of these ideas in our Social Security reform package, to actually provide incentives in the system for people to continue to work.

What is realistic is to deal with these changes in a way that does expand access, that does expand the opportunity for people to participate in a retirement plan at work.

This Retirement Security Plan structure that we have suggested I think would go a long way toward dealing with these issues.