Kent Conrad: “All of us--all of us--have to be in on the solution.”

It was incredibly important that we not only made Social Security solvent, but we lifted the bottom 20 percent dramatically.

I would just say in this whole area of lifetime income options, there is a tremendous opportunity here.

The one thing I know for sure is that what is happening now is not working.

I wish I could look you in the eye and say, you know, if we just had the will, we could reverse this, and we could go back to a time when defined benefit plans were on the increase. I do not think that is in the cards.