Kent Conrad: “It just makes common sense to release more water.”

We did a whole series of things in our Social Security reform not to discourage people from working, but to encourage them to continue working if they are able to do so.

I do, and I made that argument to the commission, and others on the commission made some of the points that you are making now.

It takes guts to do that, and Chairman Arrington, you have certainly led the charge on having a commission.

Millions of Americans are financially unprepared for their retirement.