Kent Conrad: “Spending has got to be adjusted, and yes, that means Social Security and Medicare have to get on a lower growth trend.”

We did a whole series of things in our Social Security reform not to discourage people from working, but to encourage them to continue working if they are able to do so.

The consequence of failure has to be made clear.

I thought he was an outstanding Committee Chairman, and my former intern has succeeded him in his Congressional seat.

I would just say in this whole area of lifetime income options, there is a tremendous opportunity here.