Kent Conrad: “We are on, as a Nation, an unsustainable fiscal course.”

We admire that, and I can say on both sides of the aisle, people recognize the job he did as Budget Committee Chairman.

Millions of Americans are financially unprepared for their retirement.

I do, and I made that argument to the commission, and others on the commission made some of the points that you are making now.

Social Security's financial challenge affects nearly our entire society, and the solutions will require a broad-based approach.