Kent Conrad: “I am very, very concerned about some of these things that I hear about and read in the newspaper might be in this…”

The one thing I know for sure is that what is happening now is not working.

All the talk in the world doesn't matter if you don't actually get something done in the real world.

What is realistic is to deal with these changes in a way that does expand access, that does expand the opportunity for people to participate in a retirement plan at work.

If you had to reduce it to a word, I would reduce it to 'globalization.'