Kent Conrad: “With the understanding we will try to insert an amendment in between the second and third.”

Can I just respond quickly, Mr. Chairman, and say when Simpson-Bowles went down, a group of six of us in the Senate, three Democrats, three Republicans, were asked by leadership to see if we couldn't come up with a way forward to adopt the…

Millions of Americans are financially unprepared for their retirement.

I think there is just a tremendous opportunity here, and I really applaud the two of you for doing this in a bipartisan way.

I would just say our Retirement Security Plans and our Retirement Security Clearinghouses are responding to the underlying dynamic that Professor Mead has done such a good job in describing.