Kent Conrad: “I do not think there is a bigger gap anywhere in the Federal Government.”

We tried to include some of these ideas in our Social Security reform package, to actually provide incentives in the system for people to continue to work.

Things are changing very rapidly, and it presents us with a requirement to change how we envision retirement as well.

This Retirement Security Plan structure that we have suggested I think would go a long way toward dealing with these issues.

If you had to reduce it to a word, I would reduce it to 'globalization.'