Kent Conrad: “This is our fourth largest town. In 48 hours, the level of the flood was increased, the projection, 10 feet.”

We ought to reestablish this benefit for survivors and those affected by disability.

I wish I could look you in the eye and say, you know, if we just had the will, we could reverse this, and we could go back to a time when defined benefit plans were on the increase. I do not think that is in the cards.

Things are changing very rapidly, and it presents us with a requirement to change how we envision retirement as well.

It lifts the bottom. It asks those of us at the top to take a little less of an increase than we might have expected.