Kent Conrad: “It is very dramatic. You can see the trend continuing. Now, when we have a bond auction, about half of the debt is being…”

We all know that Social Security is going to have to be dealt with, or we are going to face by 2034 at the latest--many of us believe it will be earlier than that---an across-the-board 23-percent cut.

all the talk in the world doesn't matter if you don't actually get something done in the real world.

You make very good points, by the way.

I would just say our Retirement Security Plans and our Retirement Security Clearinghouses are responding to the underlying dynamic that Professor Mead has done such a good job in describing.