Kent Conrad: “I don't think any of them understand it.”

We admire that, and I can say on both sides of the aisle, people recognize the job he did as Budget Committee Chairman.

I thought he was an outstanding Committee Chairman, and my former intern has succeeded him in his Congressional seat.

I do, and I made that argument to the commission, and others on the commission made some of the points that you are making now.

Millions of Americans are financially unprepared for their retirement.