Kent Conrad: “We are very appreciative that you have changed the standard in a reasonable way to protect health, to protect safety.”

Social Security's financial challenge affects nearly our entire society, and the solutions will require a broad-based approach.

Can I just respond quickly, Mr. Chairman, and say when Simpson-Bowles went down, a group of six of us in the Senate, three Democrats, three Republicans, were asked by leadership to see if we couldn't come up with a way forward to adopt the…

Millions of Americans are financially unprepared for their retirement.

I do, and I made that argument to the commission, and others on the commission made some of the points that you are making now.