Heidi Heitkamp actually said...

Cooperation has failed to achieve a result that is acceptable to the American public.

if we leave here without a commitment from all of you that you will vigorously encourage and suggest and recommend that the Justice Departme...

I think when you go back and you take a look at kind of how they have done business historically...

overlapping regulations of our mortgage markets have the potential to constrain credit and cause otherwise worthy borrowers from qualifying ...