Heidi Heitkamp actually said...

"I guess I applaud all those efforts, but my question is, what more could you be doing to help small business weather this storm?"

"I think it is very important that...deeply concerned about our deficit, deeply concerned about our opportunity."

"And how have you found in comparison with traditional outreach versus how you are doing it now? What is the damage?"

"And I would suggest to you that the lack of enforcement of existing regulations before Dodd-Frank is a critical component to bank failures."