Heidi Heitkamp actually said...

"I think one of the things that would be extraordinarily helpful for me... is to take a look at what you have already done in response to concerns that have been raised."

"We are deeply concerned about the status of community banks in this country."

"These banks did not create the problem, but yet they feel like they have the lion's share of the burden."

"I don't think anyone really understands how critical this issue is."