Heidi Heitkamp actually said...

Home ownership is the bedrock of really our political philosophy, also the bedrock of wealth creation for many, many middle-class families.

We desperately need to be thinking about how we protect consumers, how we get access to those markets.

I think these hearings are just so valuable for us to gather information.

I want to assure the witnesses, we understand that your time is valuable, but your stories are extraordinarily important.