02/03/2015
https://www.congress.gov...
"There is too much one-size-fits-all in the housing market, and that is even more discouraging."
"Just a quick comment, and not to belabor this point, but I do want to kind of go on record saying we need to be careful with one-size-fits-all."
"the best enforcement tool is a good deterrence."
"I think the concern here is that in anything like this that is going to have a fair level of controversy..."