Heidi Heitkamp actually said...

I think that this is such a great point about doing things in Congress in regular order.

And how have you found in comparison with traditional outreach versus how you are doing it now? What is the damage?

I guess I applaud all those efforts, but my question is, what more could you be doing to help small business weather this storm?

And I would suggest to you that the lack of enforcement of existing regulations before Dodd-Frank is a critical component to bank failures.