Heidi Heitkamp actually said...

"We cannot move forward, in part because of the impediments and because of the requirements."

"There is too much one-size-fits-all in the housing market, and that is even more discouraging."

"You have to take a risk-based and specific targeted approach to address the issues that are relevant."

"We are setting policies in Washington, DC, that are consolidating more and more assets into the larger banks."