Political Quotes

“Mr. Speaker, I yield myself such time as I may consume. I rise today in strong support of H.R. 1304, the Self-Insurance Protection Act. Mr. Speaker, across the country, hardworking men and women are struggling to afford rising healthcare costs, and their options continue to drop year after year. At the same time, employers, large and small, are finding it harder to provide the type of high-quality, affordable healthcare coverage their employees need. With over 150 Americans relying on an employer-sponsored health plan, Congress must do everything possible to ensure employers have the tools they need to help control healthcare costs for working families. Preserving access to self insurance is one simple step we can take as part of that effort. More than 60 percent of employers who offer healthcare coverage choose to self-insure. This means that instead of purchasing a plan from an insurance company, employers pay their employees' healthcare costs directly. As a result, the employers have greater flexibility to structure a healthcare plan to the unique needs of workers and their families. Although these plans provide important protections, they are free from certain restrictive rules that force workers to purchase one-size- fits-all benefits that they may not want or need. Self-insurance is a popular option that often leads to lower health insurance premiums for workers and their families.…”