William L. Clay: “Our experience in Missouri underscores the real need for minimum national standards for small dollar lending.”

This Administration is pushing PAJs to eliminate their public housing altogether and replace it with vouchers or other forms of assistance.

At the end of the day, all of America benefits when our financial system ensures that access to responsible credit is nondiscriminatory, transparent and safe for business and individual consumers.

Dodd-Frank focused on restoring reasonable safeguards to better protect consumers from the kind of predatory lending that hurt so many people just a few years ago.

In my view, we are all here for just one reason, and that's the American people are tired of being lied to.