Richard Cordray: “you cannot regulate a market effectively if you are regulating part of the market and the rest of the market is going…”

We enforce the Equal Credit Opportunity Act. We work with the Justice Department on those matters.

Look, I understand that you want to make a speech and I appreciate that, but there is no comparison between the NSA and the CFPB.

The fastest growing segment of student loan borrowers is actually older Americans.

the irresponsible lending that precipitated the crisis and blew up the mortgage market and blew up the economy pushed most lending now to GSEs and eliminated, destroyed the secondary financing market, which has not yet recovered.