Richard Cordray: “We want the lenders to be lending in the mortgage market, and the housing recovery, which is well under way, to…”

We are listening. If you have already come forward to share your concerns, know that you are not alone.

If there were a basis for doing so, I would do so. But I am not going to scapegoat people just to satisfy you or anyone else.

We enforce the Equal Credit Opportunity Act. We work with the Justice Department on those matters.

That is the law we are required to enforce. We will enforce it vigorously, and we believe to root out discrimination, which nobody supports, in any of these markets.