Richard Cordray: “Americans may be free and are free to disagree with the law, but they are not free to disobey it.”

If there were a basis for doing so, I would do so. But I am not going to scapegoat people just to satisfy you or anyone else.

I know that everyone agrees that discrimination has no place in our economy.

I read and see the stories about the NSA. I am an American citizen. I have the same concerns that I think you do about that.

We have to oversee the financial institution. We have to be able to understand the pattern of how they treat their customers.