Evan Bayh: “But historically, in some areas, they don't really have much of a way to enforce some of their authorities.”

Our national security has not been harmed by the integration of the Armed Forces.

Capital liquidity standards, resolution protocols, how we handle derivatives, all those kinds of things, it is just important that we harmonize as much as possible.

I think it is important with regard to Volcker and some of these other things that you look at what was said.

Well, and if they have to be focused on capital preservation, then obviously they are not lending, and that is yet another drag upon the recovery, isn't it?