Jon Tester actually said...

In the good old days, you used to take a loan and you used to pay it back. Under the current scheme that goes on with credit card companies, you take out a loan and then they start attaching fees and increasing interest rates, and by the time you get done, you are paying it back, but none of it is going to the principal.

02/11/2009

https://www.congress.gov...

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