Jon Tester actually said...

I have got to tell you, that is flat not right.

The fact is, and I will go back to Senator Brown's comments because he brought it up with the Web site from Ohio State. If, in fact, this is...

I can guarantee you they don't look very doggone deep.

If these really are significantly risky loans out there, why is there no requirement for any sort of earnings history whatsoever?