03/04/2009
https://www.congress.gov...
"I do not agree that is the right answer either."
"But I am hearing from the banks right now they are more concerned about that than they were a year ago."
"My main concern with modernization at this point in time is the impact, if handled improperly, on community banks and credit unions."
"There were a lot of very, very difficult decisions that were made over the next few days that many people lost sleep over."