Jon Tester actually said...

It is also clear that the regulators were not dropping the hammer on these banks, and the executives, or the boards, even when the problems ...

The regulators had the ability to stop this from happening. They did not drop the hammer.

All the signs were there. I mean, all the signs.

Those folks responsible must be held accountable, to make sure that similar mistakes are not made again, because if they are not addressed, ...