Jon Tester actually said...

I have always talked about availability and affordability. It is a problem and continues to be a problem.

Demand is outpacing supply, and the result of that is we are seeing housing prices in States like Montana go through the roof.

If it is a bubble and that bubble pops, are you guys in good enough shape to handle that?

I want to thank you, Vice Chair Quarles, for the work that you and your team have done at the Fed during this crisis.